ith the way our economy has been ~ so many having been laid off, places of employment have completely shut-down, and then just not being able to make ends meet, including not paying credit card bills and making house payments. It can quickly add up and now in some areas, it seems the economy is a little bit more stable so people are trying to find out how to clean credit report.
Once someone gets a copy of their credit report, they may find errors, especially if same family members have the same or close name. There needs to be research and learn how to fix credit reports. It may take a lot of phone calls and definite follow-up to make sure the inaccurate information is removed, but in the long run, it will be worth it so that one can rebuild credit fast.
The ultimate goal is to improve your credit score for future major purchases such as another home or car or even a major remodel project. With so many leary of the way the economy is going to go, a good credit score is a must to be able to make any major purchases and to be able to prove you can take care of your debt in a timely manor.